TEN YEARS AGO I CONKED MY HEAD AT WORK! IT WAS A REAL GAME CHANGER! LET’S GO JAKE! SEE YOU IN COURT!

I just realized that ten years ago TODAY I slipped on ice at work, fell backwards and whacked my head —-I’ve been real sensitive to blonde jokes ever since

 

WHAT ARE THE MORAL RESPONSIBILITIES OF AN EMANCIPATED INJURED WORKER —

ONE WHO HAS ESCAPED THE WORK COMP SYSTEM?

TIME IS PRETTY SURREAL WITH A BRAIN INJURY….

TEN YEARS IS A LONG TIME…  If I had not escaped via #MediationWithIntentionToSettle — most likely, I’d be sleeping under a bridge or dead by now.

I dismissed 5 real bad attorneys — each one caused more harm that the previous one, and if a workcomp legal file is set up poorly by idiot #1, the others can only make matters worse.  It usually takes injured workers approximately 2 years to grasp the harsh reality that it’s a life and death battle, unless it’s a broken finger or splinter.

I will have to do more reflections on how I got here from there. If I was still “in the #WorkComp system” I would probably be sleeping under a bridge, yes, it’s that vile.

Property Insurance is no different. My fight with @StateFarm for their destruction of my home and health since 2/2/2019 and their attempts to kill me with invisible microbial growth (mold & mycotoxins) that they paid $101,000 to cover up the blown kickback scam apparently run out of their Phoenix Claims office is about worse than my horrible journey through #CaliforniaWorkersCompensation and #SocialSecurityDisabilty…..

You don’t have to believe me… check out the environmental reports… CrooksInCahoots.com

I used to tell people that Hitler would real proud of the extermination program we call #workcomp… My heart breaks for those who can’t get out of it. The #OpioidCrisis could not have gained such momentum without those dirty doctors. I remember one doc wrote mean things about me, and wrapped up — in writing – saying, ‘So if she has human rights violations complaints, tell her to #TakeItToTheHague. A gem that IME doctor was. Liar cheat and thief, too… Another doc I was sent to was under indictment for fake back surgeries or using bad parts, sort of like what State Farm has been in RICO litigation about in some states for using cheap auto repair parts… what a bunch of coincidences, huh?  … I wonder if that doctor ever got locked up.  He seemed to live on Red bull…. probably skipped nutrition class in med school?

To survive, I had to pay my own way to see head doctors . I submitted $40,000 in receipts to SSA for offsets.  I think it was too complicated for them.

The Scripps Chief of Staff at neurology was a great guy…I asked what I was going to do if I didn’t get my brain back –he shrugged and said, “Embrace the New You”… Then I said, “Well! they might just have to retrain me to be a neuroscientist” and he paused, then invited me to a Traumatic Brain Injury conference happening that weekend… lots of military, international docs and other smart people. I joyfully went. I’m not a neuroscientist, but I still have a few marbles left.

One doctor recommended that I “write about the experience” so, I followed directions and created a blog called ASK ABOUT WORKERS COMP GRAVY TRAINS.  He later said, “I didn’t mean a blog; I meant a journal” and we laughed about the reach!

AFTER I ESCAPED WORKCOMP [“The parties reached resolution subject to a confidentiality agreement ” in 2015]  another doctor suggested that I “write about it” with intention to help other injured workers escape the lethal system, and find some decent warriors within system.  One must ask why it seems that only doctors on the dole or who area leased/owned by insurance carriers, serving as IME’s and AME’s are the only ones left in that system… So, at that Doctor’s suggestion, I created this blog site, MY WORK COMP COACH.

I wanted it to have a perkier more positive tone…. but then David DePaolo and his pals got hooked up with Sedgewick and that sort of crowd and went on a disparagement campaign …. David, RIP, even called me a … wait for it… “a vociferous militant” after he had written so many other nice things about me….  I had to look it up and my friends high fived me and said to just smile and say thanks.

I’m in the middle of an almost missed deadline to do a Second Amended Complaint in the matters of Linda Ayres vs State Farm et al — but after that, I’ll be back with more workcomp insights.  Stuff you won’t want to hear, you’ll probably refuse to believe, and it might make you wish you were an alien invader COMING TO AMERICA.  [I AM EASILY DISTRACTED…..   D’OHHHHHHHHHHH ]

I disclosed my disabilities to all the vendors that State Farm sent to my house on 2/2/2019 who pretended to be in on the project to restore my home to pre loss condition.  I think they might have been a little misogynistic or just hate disabled people or just thought I said I was stupid and an easy target. A couple of the current litigation defense lawyers treat me like that, too.   The insurer fraud related to destroying my home cost me just about everything. I lived in the house for over a year WITHOUT INSULATION, WALLS, FLOORING AND FURNITURE.  Having a brain injury helped…   “Whatever” can be a common reaction and theme.

 

I called it my #ZoomRoom  2021 version had walls; 2020 version did not  :/

Isn’t that the MOST PITIFUL TARP YOU’VE EVER SEEN?  #ServPro did it.  It did nothing to keep rain and snow out of the house after the wind blew the roof off… The roof remained off for over 40 days… Paul Davis Restoration gets credit for that, along with State Farm and Contractor Connection.   American Environmental Group gets credit for writing a false or misleading or downright fraudulent mold clearance report to authorize build back.  What a mess.  They did it twice.

Once is a mistake, twice sounds like clear evidence of corruption.  State Farm allegedly has teams of engineers that write reports that cause civil litigation — fake reports to defray payout in hurricane catastrophes.

American Policy Holders organization tackles that piece of insurer fraud, WITH THE FAKE ENGINEERING REPORTS- and they seem to be working with Attorneys General across America.  I sure wish they would address the national mold catastrophes — False Environmental reports are probably more common than any property owner dare imagine.

Anyhow, I just wanted to share the joy that I made it this far

While State Farm and their Preferred Vendors have expressed a wish to financially crush me and other wicked wishes – since the mold didn’t kill me (yet) and I’m fighting back, I gotta get back to final edits.  One lawyers pretending to be a doctor suggested that I wouldn’t miss deadline if I stayed off social media.

 

Mark Twain suggests that we don’t argue with idiots and stupid people.  But!  I will say that different parts of the brain are required for creative free flow thinking and typing…  LEGALESE, COMPOUNDED BY GUERRILLA LAW AND OTHER ACTS OF LAWFARE THAT RESEMBLE MORAL TURPITUDE AND EXTREME FOCUS AND ORGANIZATION AND ABILITY TO COLOR WITHIN THE LINES use entirely different parts of the brain.

 

SO, ACCIDENTS HAPPEN AT WORK AND WIND BLOWS ROOFS OFF…. AND YOUR INSURANCE AGENT IS NOT YOUR FRIEND AND ADJUSTERS TEND NOT TO EVEN BE OF THE HUMAN RACE…..

Check out my blogs on the #PropertyInsurance litigation.  If you leave a comment, one of the defense firms stalks comments heavily and tends to track and reach out to anybody who was ever nice to me to discuss subpoenas, depositions and other things that a DA might consider witness intimidation… If you’re not equipped to deal with litigation intimidation, consider book marking my blog … till matters are settled, in one Court or Another!

Disabled Boomer Woman Takes on Jake From State Farm et al

Got Water Damage? Mycotoxins? What about those BILLABLE DEFENSE LAWYER HOURS….. #JakeSaysMEH?!!!

DOES YOUR INSURANCE DEFENSE FIRM GET YOU THIS? #WhoYaGonnaTag?

And some reflections from the past…………………. Remember remember… #WeAreTheMediaNow!  Continue to #DodgeTheRads!!!!

 

GEE, I FORGOT ABOUT THIS TOO…..

WAIT TILL YOU FIGURE OUT HOW SSA FITS IN TO THE #GrandBargain…   YIKES!

WE ARE THE MEDIA NOW
#DodgeRads #OccupyVirtually

Library of Posts – MY WORK COMP COACH

Who Ya Gonna Call… When Lawyers Act Like Attack Dogs?

Somebody made a video about one of his articles that mentioned a few #Whistleblowers… #GoDarren! I remember when David wrote this story about all of us. I was so saddened when he lost his life days after writing that fierce article about the pharmaceutical industry and WorkComp. #JustWhistle!

Homeowners insurer scams are very similar in the PROFITS BEFORE LIVES playbooks.

REMEMBER REMEMBER…. WE ARE THE MEDIA NOW

#WATMN

Ask About Workers Comp Gravy Trains

GOOGLE IT: Linda Ayres Vs State Farm et al

State Farm and it’s Preferred Vendors destroyed my home and my health when my roof blew of February 2, 2019; now there’s a lawyer zealously attempting to intimidate and scare the fight of out me – by any means necessary – FOR FILING A LAWSUIT! !

Rule 8.4: Misconduct

Remember when David DePaolo wrote about WorkComp Corruption, and included me and a few others in a few articles?

Somebody made a video about one of his articles that mentioned a few #Whistleblowers…  #GoDarren! I remember when David wrote this story about all of us. I was so saddened when he lost his life days after writing that fierce article about the pharmaceutical industry and WorkComp. #JustWhistle!

Homeowners insurer scams are very similar in the PROFITS BEFORE LIVES playbooks.

Remember when David and his pals attempted a full on national disparagement attack…

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Hey, I promised a few people I would start an Injured Worker video channel…

QUESTIONS OF THE DAY!  See the poll then ponder, Is it ok for them to shrug and say, “Dunno.  Not my area of expertise.’

WHAT DO YOU THINK?

We’ll seek out some expert opinions and report back in early 2019.


Hey, I promised a few people I would start an Injured Worker video channel…. looks like I already did… on February 22, 2015 – that was a very rough year.

Here it is set to the song:  AMERICA THE BEAUTIFUL

Is Social Security Broken like Workers Compensation? Why do Injured Workers care?

IS GO FUND ME THE BEST HOPE FOR THE AMERICAN INJURED WORKER?

MyWorkCompCoach – Hurt at Work? We Believe the Injured Workers – Do you?


Anyhow, I’ve recently taken an online challenge 10-Day YouTube Makeover Challenge and I will see what I can do about applying some of those strategies and principles here in the new year.

The next VIDEO CHALLENGE with Lou Bortone starts on January 7, 2019….. about how to produce great video content easily and quickly….. you might check it out, too.   

[If you are on a ‘WorkComp Rest and Wait and Wait while they hope you die.’ program …this could be THE SKILL OF THE YEAR to master, right next to other Virtual Combat Skills and the imperative skill to #DodgeTheRads and  imho!  See also Udemy.com for other skill mastery.  LEARNED HELPLESSNESS IS NOT HELPFUL.  LEARN NEW SKILLS – VIRTUAL COMBAT SKILLS.  BE YOUR OWN HERO]

 

SUBSCRIBE to WorkComp Linda YouTube Channel AND STAY ALERT FOR IMPROVEMENTS!

This video page, from AAWCGT, includes some excellent and informative videos.  Watch, Learn and Share.


If YOU have a video channel, leave a comment here or on one of the posts in the YouTube channel, WorkComp Linda

>> https://www.youtube.com/channel/UCbNZP5vqiB7eYKiaBHHecNA/ <<

There are 3 videos up now…. with a reference also to the NAIDW – National Association of Injured & Disabled Workers channel….

TRANSCEND CENSORSHIP – SUBSCRIBE AND SHARE.
See you over on LinkedIn, too… there are some wild discussions that happen there….

Happy New Year! Continue to #DodgeTheRads, because #WeAreTheMediaNow …

If you’re housebound due to your injuries and the system, count your blessings…. makes dodging the rads a little easier…. Subscribe also to MyWorkCompCoach.com — it will get a least a blog a month starting in the new year. Lots of drafts already in the works.

SOMETHING IS TERRIBLY WRONG WITH WORKERS COMP AND SOCIAL SECURITY, ISN’T IT?

 

ARE YOU LinkedIn?   Join today.  It’s later than you think.

DO YOU FACEBOOK?   Like these pages….  ;D

WHAT WORKCOMP MEDIATION CAN LOOK LIKE

Here is a communication shared with a few injured workers and medical care providers who have been battling the system for years.  It was written so that it could just be given to the attorney, if warranted.  Maybe it will help you also?  
Please let me know if it brings other questions to your mind, and we’ll see about answering them in another blog, in a general way, so others may also be helped.   Or, we can find some experts to address the issues in greater detail.

These are some rough thoughts on how mediation with a structured settlement team and Medicare Set Aside Expert can help move a WorkComp case to Settlement, freeing up an Injured Worker to get medical care. It is really quite simple and effective.

The drawing attached is a “mind-map” created as a draft and talking points for the blog.

mind map structured settlement out

DISCLAIMER:  This is not legal, accounting or tax advice and you are encouraged to seek professional advice from same before entering into any agreements with anybody.

Insurance carriers are often inclined to AGREE TO MEDIATE when “RESERVES” are known to be high.  Via a structured settlement situation, they somehow save money with spending future dollars and not all in one chunk.

A good Structured Settlement negotiator is key, and a good, EXPERIENCED WorkComp MEDIATOR.   There seems to be a whole new venue of “Medicare Set Aside” experts, which the Mediation/Settlement team can probably recommend.  Social Security is a mine-field, so stay alert and be prepared for anything.

Mediation seems to work for unrepresented injured workers, but it’s more work for all parties, and some people won’t do it.

If you have legal representation willing to step aside and let settlement negotiations take place, it can be win/win/win for all parties, and more importantly, can mean freedom and restoration of civil rights for the injured workers.

Some attorneys representing Injured Workers are even known to accept their portion of settlement on a structured basis, as it also has some tax benefits, if I understand it correctly.

Often, the “parties reach agreement, subject to a confidentiality agreement” and the injured worker is spared years of delays, denied medical care and legal anguish.  The carriers often save money, and close the books.  Attorneys get paid, even when they have done little to facilitate resolution and settlement.

So, remembers, it is NOT ARBITRATION.  Mediation takes place outside of WorkComp arena and is approved by a WorkComp Judge upon completion.

Mediate.com is a resource that shows how few professionals are involved in WorkComp SOLUTIONS in California.    There are several structured settlement companies that also specialize in WorkComp structured settlements.

If you or your attorney would like the contact information for a couple of professionals, please feel free to let me know.   Using my name may or may not be beneficial.  One California Brain Injury Super Lawyer allegedly told one TBI Survivor “you are very lucky to have Linda as an advocate on your behalf.”   Others have said that I “scare industry people”….

If your attorney says the carrier and defense will not settle, he/she may not have all the information and tools to make that happen.  It can start with a simple call to the defense with a question, “What will it take to settle this case now?”

If your attorney wants some encouragement to explore settlement possibilities, feel free to have him/her contact me.

“Anytime, anywhere any Injured Worker reaches out for help, I want helping hands to be there, and for that, I am responsible.”

Best wishes,
Linda Ayres

WorkCompLinda@gmail.com
MyWorkCompCoach.com

wc workcomp 6 1 2017 - 2



action-always-beats-intention

Continue to #DodgeTheRads!  “Know your Rad Number!”  

Check the TABLE OF POISONED AMERICAN CITIES!  GOOGLE IT!

WE ARE THE MEDIA NOW 

Got #Brains or know someone who does? Are you a doctor, lawyer, judge, politician or other professional interacting with TBI survivors?

Got #Brains or know someone who does?

Are you a doctor, lawyer, judge, politician or other professional interacting with and profiting from TBI survivors? Find out what you don’t know, and don’t treat, and don’t represent when it comes to brains— ethics demands you GET SMART.

BOOKMARK this YouTube WEBSITE, and share it when a friend or client shares they have a brain injury.   Subscribe to this blog for periodic updates.    Here’s a page of more VIDEOS on WorkComp, which include, but are not limited to HEAD INJURIES.

One example of incompetence, willful ignorance and worse is the number of attorneys in the WorkComp field who falsely purport to be capable and competent to represent people with brain injuries — and think a brain injury is the same as representing someone with a broken finger.

THAT’S MALPRACTICE, IN CASE YOU’RE NOT SURE. It would further seem that Orthopedic Surgeons, Clinical Psychologists, Cardiologists, Podiatrists purporting to treat brain injuries is another form of MALPRACTICE.

It’s a wacked out business plan….risk a $100,000 maximum ‘wrongful death’ lawsuit if medical care costs will exceed it.  WIN WIN, and increased referrals and ‘gifts’ to contributing complicit doctors, lawyers and politicians and/or their non-profit organizations??  Pffffft.

Romano Trust vs. Sedgwick/Kroger et al apparently legitimized and made it possible for ‘the system’ to get away with it…. remember, that court decision apparently gave the Insurance industry profiteers  the “green light” to deny medical care by any means necessary, without prosecution for fraud, malfeasance, culpable negligence and just outright dereliction of duties.  THANK A CALIFORNIA POLITICIAN.

For those of you funded to do “studies”….  compare the outcomes of the non-work-comp Brain Injury Community to those who suffer, wither and die waiting for proper diagnoses and any legitimate medical care, often for years within the American Worker’s Comp system.

While non-Work-comp patients also deal with unknowledgeable and incompetent providers, or specialists who operate like those who ‘only have a hammer, so everything they see looks like a nail’…. THE WORK COMP SURVIVORS HAVE THE ADDITIONAL FIGHT FOR LIFE WITHIN A SYSTEM DESIGNED TO MILK THEM FOR PROFITS, AS CASH COWS, FOR AS MANY YEARS AS POSSIBLE, THEN TOTALLY DISABLE THEM, AND KICK THEM TO THE CURB, Shifting costs to the victims,  government agencies and private charities, etc.

Vlogs – Injured Workers and Others

Remember the words of the former Secretary of the Department of Labor:

“I hope that Congress will step up”- he added. “We have to fix this system.” – Thomas Perez – DOL

D’oh!  Tell your friends and neighbors; Congress already knows!



HOPE?

I recently found a great new #TBI channel….. I watched almost all her videos last week…..best I’ve seen out of a Survivor yet…. her little Snow White skit is silly but any TBI survivor will ‘get it’…SOLUTION ORIENTED. . .

Here’s the link….Nathalie Kelly starts with her story.  2:30 minutes.  The Traumatic Brain Injury Coach Introduction   Boat crash.  Not Work Related.

She has interviewed experts and has a great marketing strategy for funding her youtube video education….. simple and easy, using NLP– neurolinguistic programming — hypnotist… Check it out…it’s uplifting and heart warming… TheTBICoach.com   If you’re a professional, reach out to Nathalie…. she might feature you in one of upcoming videos.

Optimizing Your Brain Function
https://www.youtube.com/playlist?list=PLyZCQFut7CKUZYcmtQuoZER5Hy0fcJ_ql




There are many more  goood to great resources for self-care that the professional world, including DoD, fail to deliver.  There are also a few good doctors, lawyers, politicians, providers etc.  Hard to find, but findable…

There are many great blogs by Brain Injury Survivors, and many authors who have been telling their stories to all would care to listen.  Do you have a favorite?  Let us know….


Radiation poisoning impacts the brain and executive functions (just look at California’s politicians for some clues about LOEF – Loss of Executive Function!)….  Be ITK and also take precautions about Your Radiation This Week.   Subscribe to THIS YouTube Channel also:  “Facing a Dying Nation” —  Nichols on Nuclear 

POOL RESOURCES!  #DodgeTheRads—  After all, WE ARE THE MEDIA NOW

This is a public service message brought to you by Linda Ayres and Friends —  Shall we update this page this year?

Injured Worker Resources …… add to it! We Are The Media Now.

MY WORK COMP COACH says WE ARE THE MEDIA NOW