“Lucy’s story is an inspiring example of how one person’s determination and courage can make a difference. Despite facing numerous obstacles and being dismissed by others, she refused to give up and continued to fight for what she believed in. Her willingness to take on a powerful insurance carrier and their team of lawyers shows that justice can be served, even in the face of seemingly insurmountable odds.
Lucy’s experience also highlights the importance of holding companies accountable for their actions and ensuring that they are not allowed to take advantage of vulnerable individuals. By standing up for herself, Lucy not only gained justice for herself but also paved the way for others who may have been victimized by similar circumstances.” #ChatGPT
#WorkCompLitigation is not too different from #PropertyInsurance Litigation… MPNs are like #PreferredVendor programs oro Premier Services program vendors.
#InsurerWars are real. If your home is insured by #StateFarm…don’t let my story become yours.
State Farm did not deny my claim, so who and what caused the catastrophic damage and toxic exposure, and why did they demand litigation?
Why are the attorneys so mean when they know I have a disclosed disability – brain injury from work injury in 2012.
Extreme disability abuse and age and gender discrimination.
Some of the worst of the worst? Similar to the legal community apathy or conflicts in finding competent legal representation for injured workers, it’s similar for policy holders.
Not only does State Farm and it’s preferred vendors allegedly target retirees and Americans with disabilities… have you seen how #StateFarm targets America’s children?
Do your own research; draw your own conclusions:
AskStateFarmWhy.com
Ask Mike Tipsord how it’s working out for #StateFarm being a part of the #WEF – World Economic Forum — you know, the #LetThemEatBugs and #OwnNothing crowd.
Yikes!
WE ARE THE MEDIA NOW ….
TELL YOUR FRIENDS AND NEIGHBORS; YOUR INSURANCE AGENTS ALREADY KNOW
#StateFarmFiles – HOW TO SURVIVE A COVERED LOSS WITH STATE FARM…. Great Courage is required; the brutality and threats are mind boggling —discriminatory and downright evil.
In nearly two years, only American Enviornmental Group was heard by the Court, due to legal strategies that afforded 50% of the defendants to settle in 2022, and the remaining defendants – State Farm, Paul Davis Restoration (Corporate and Franchisee) and AEG again in December.
Contractor Connection response was affirmative defense and they retain rights to answer more fully. They are also cross complaining against PDR, and both PDR and Contractor Connection have 5 year guarantees on their work, and are apparently required to indemnify State Farm against losses.
AEG provided the report to State Farm that was used by…
When are #WorkComp claims and #Property damage claims similar? Are the common denominators MPNs and Preferred Vendor programs? Are they #JustFollowing Orders?
Being able to PRESENT ORAL TESTIMONY in Court is important…if you’re recouperating from a workplace injury, or if you’re profiting by people disabled by workplace injuries and denied benefits and medical care, you might appreciate the video. I’m just getting started. A podcast is on the agenda, too…
State Farm DID NOT DENY MY CLAIM … so who & what caused catastrophic damages & #ToxicExposure ? https://youtu.be/fa78Geezko0
Let’s reconnect if you’re not a subscriber…
Sign up at LindaAyres.com and/or
SleekBio.com/LindaAyres311
WE ARE THE MEDIA NOW and for that #WeThePeople are responsible…
STATE FARM AND THEIR PREFERRED VENDORS CAUSED CATASTROPHIC DAMAGE TO MY HOME WITH APPARENT ATTEMPT TO CAUSE EXTREME HARM… BY COVERING UP THEIR CRIMES ……………………. AND DEMANDING LITIGATION… STATE FARM HIRED ONE OF THEIR PREFERRED VENDORS THAT SPECIALIZES IN LITIGATION SUPPORT… THAT HAS BEEN RUNNING THE LITIGATION “LIKE A RUNAWAY TRAIN” WITH EXTREME LAWFARE PRACTICES AND MORAL TURPITUDE.
NEXT HEARING IS NEXT TUESDAY… A CASE MANAGEMENT CONFERENCE IS OVER DUE……………….. AND IT SEEMS THAT SOME OF THE ATTORNEYS HAVE FAILED THEIR CIVILITY TRAINING IN CALIFORNIA….
ATTORNEYS TAKE PRIDE IN ABUSING, THREATENING, INTIMIDATING AND DISCRIMINATING AGAINST AND GASLIGHTING SELF-REPRESENTED ELDERLY DISABLED PLAINTIFF’S AFTER HOME WAS CATASTROPHICALLY DAMAGED, AND COVERED UP TO CONCEAL LIFE THREATENING TOXIC EXPOSURE?
Do your own research; draw your own conclusions about using State Farm Preferred Vendors FOR ANYTHING!
DANGER DANGER!!! “MOLD INJURY IS THE PUBLIC HEALTH EMERGENCY YOU DON’T KNOW ABOUT” #ExposingMoldMatters #BlackMoldMatters
Here are a few resources that might be of value/interest in you, or someone you know, had been egregiously and intentionally harmed by State Farm and it’s Preferred Vendors.
#LegalUp2022 – an InfoTrack US event – April 5-6, 2022
One of the sessions is “A beginner’s guide to eDiscovery”
and HOW TO WIN IN COURT– a legal self help course of international distinction. Take the legal quiz; if you don’t pass the quiz, TAKE THE COURSE
State Farm told me I was required to use their Preferred Vendors for policy coverage when my roof blew off 2/2/2019. Then they started lying about it and sending computer generated emails in late February 2019 suggesting it was a wise…
I just realized that ten years ago TODAY I slipped on ice at work, fell backwards and whacked my head —-I’ve been real sensitive to blonde jokes ever since
WHAT ARE THE MORAL RESPONSIBILITIES OF AN EMANCIPATED INJURED WORKER —
ONE WHO HAS ESCAPED THE WORK COMP SYSTEM?
TIME IS PRETTY SURREAL WITH A BRAIN INJURY….
TEN YEARS IS A LONG TIME… If I had not escaped via #MediationWithIntentionToSettle — most likely, I’d be sleeping under a bridge or dead by now.
I dismissed 5 real bad attorneys — each one caused more harm that the previous one, and if a workcomp legal file is set up poorly by idiot #1, the others can only make matters worse. It usually takes injured workers approximately 2 years to grasp the harsh reality that it’s a life and death battle, unless it’s a broken finger or splinter.
I will have to do more reflections on how I got here from there. If I was still “in the #WorkComp system” I would probably be sleeping under a bridge, yes, it’s that vile.
Property Insurance is no different. My fight with @StateFarm for their destruction of my home and health since 2/2/2019 and their attempts to kill me with invisible microbial growth (mold & mycotoxins) that they paid $101,000 to cover up the blown kickback scam apparently run out of their Phoenix Claims office is about worse than my horrible journey through #CaliforniaWorkersCompensation and #SocialSecurityDisabilty…..
You don’t have to believe me… check out the environmental reports… CrooksInCahoots.com
I used to tell people that Hitler would real proud of the extermination program we call #workcomp… My heart breaks for those who can’t get out of it. The #OpioidCrisis could not have gained such momentum without those dirty doctors. I remember one doc wrote mean things about me, and wrapped up — in writing – saying, ‘So if she has human rights violations complaints, tell her to #TakeItToTheHague. A gem that IME doctor was. Liar cheat and thief, too… Another doc I was sent to was under indictment for fake back surgeries or using bad parts, sort of like what State Farm has been in RICO litigation about in some states for using cheap auto repair parts… what a bunch of coincidences, huh? … I wonder if that doctor ever got locked up. He seemed to live on Red bull…. probably skipped nutrition class in med school?
To survive, I had to pay my own way to see head doctors . I submitted $40,000 in receipts to SSA for offsets. I think it was too complicated for them.
The Scripps Chief of Staff at neurology was a great guy…I asked what I was going to do if I didn’t get my brain back –he shrugged and said, “Embrace the New You”… Then I said, “Well! they might just have to retrain me to be a neuroscientist” and he paused, then invited me to a Traumatic Brain Injury conference happening that weekend… lots of military, international docs and other smart people. I joyfully went. I’m not a neuroscientist, but I still have a few marbles left.
One doctor recommended that I “write about the experience” so, I followed directions and created a blog called ASK ABOUT WORKERS COMP GRAVY TRAINS. He later said, “I didn’t mean a blog; I meant a journal” and we laughed about the reach!
AFTER I ESCAPED WORKCOMP [“The parties reached resolution subject to a confidentiality agreement ” in 2015] another doctor suggested that I “write about it” with intention to help other injured workers escape the lethal system, and find some decent warriors within system. One must ask why it seems that only doctors on the dole or who area leased/owned by insurance carriers, serving as IME’s and AME’s are the only ones left in that system… So, at that Doctor’s suggestion, I created this blog site, MY WORK COMP COACH.
I wanted it to have a perkier more positive tone…. but then David DePaolo and his pals got hooked up with Sedgewick and that sort of crowd and went on a disparagement campaign …. David, RIP, even called me a … wait for it… “a vociferous militant” after he had written so many other nice things about me…. I had to look it up and my friends high fived me and said to just smile and say thanks.
I’m in the middle of an almost missed deadline to do a Second Amended Complaint in the matters of Linda Ayres vs State Farm et al — but after that, I’ll be back with more workcomp insights. Stuff you won’t want to hear, you’ll probably refuse to believe, and it might make you wish you were an alien invader COMING TO AMERICA. [I AM EASILY DISTRACTED….. D’OHHHHHHHHHHH ]
I disclosed my disabilities to all the vendors that State Farm sent to my house on 2/2/2019 who pretended to be in on the project to restore my home to pre loss condition. I think they might have been a little misogynistic or just hate disabled people or just thought I said I was stupid and an easy target. A couple of the current litigation defense lawyers treat me like that, too. The insurer fraud related to destroying my home cost me just about everything. I lived in the house for over a year WITHOUT INSULATION, WALLS, FLOORING AND FURNITURE. Having a brain injury helped… “Whatever” can be a common reaction and theme.
I called it my #ZoomRoom 2021 version had walls; 2020 version did not
Isn’t that the MOST PITIFUL TARP YOU’VE EVER SEEN? #ServPro did it. It did nothing to keep rain and snow out of the house after the wind blew the roof off… The roof remained off for over 40 days… Paul Davis Restoration gets credit for that, along with State Farm and Contractor Connection. American Environmental Group gets credit for writing a false or misleading or downright fraudulent mold clearance report to authorize build back. What a mess. They did it twice.
Once is a mistake, twice sounds like clear evidence of corruption. State Farm allegedly has teams of engineers that write reports that cause civil litigation — fake reports to defray payout in hurricane catastrophes.
American Policy Holders organization tackles that piece of insurer fraud, WITH THE FAKE ENGINEERING REPORTS- and they seem to be working with Attorneys General across America. I sure wish they would address the national mold catastrophes — False Environmental reports are probably more common than any property owner dare imagine.
Anyhow, I just wanted to share the joy that I made it this far
While State Farm and their Preferred Vendors have expressed a wish to financially crush me and other wicked wishes – since the mold didn’t kill me (yet) and I’m fighting back, I gotta get back to final edits. One lawyers pretending to be a doctor suggested that I wouldn’t miss deadline if I stayed off social media.
Mark Twain suggests that we don’t argue with idiots and stupid people. But! I will say that different parts of the brain are required for creative free flow thinking and typing… LEGALESE, COMPOUNDED BY GUERRILLA LAW AND OTHER ACTS OF LAWFARE THAT RESEMBLE MORAL TURPITUDE AND EXTREME FOCUS AND ORGANIZATION AND ABILITY TO COLOR WITHIN THE LINES use entirely different parts of the brain.
SO, ACCIDENTS HAPPEN AT WORK AND WIND BLOWS ROOFS OFF…. AND YOUR INSURANCE AGENT IS NOT YOUR FRIEND AND ADJUSTERS TEND NOT TO EVEN BE OF THE HUMAN RACE…..
Check out my blogs on the #PropertyInsurance litigation. If you leave a comment, one of the defense firms stalks comments heavily and tends to track and reach out to anybody who was ever nice to me to discuss subpoenas, depositions and other things that a DA might consider witness intimidation… If you’re not equipped to deal with litigation intimidation, consider book marking my blog … till matters are settled, in one Court or Another!
Michael A. Pinto is a chief executive officer of Wonder Makers Environmental, Inc., a manufacturing and environmental consulting firm specializing in the identification and control of asbestos, lead, IAQ, mold, infectious agents, and chemical problems. In addition to speaking at industry events, Pinto has been honored with the Golden Quill, Martin L. King Award, the Phoenix Award for Innovative Restoration from the RIA, and the President’s Award from the Environmental Information Association.
He serves on the board of the Indoor Air Quality Association and the Cleaning Industry Research Institute and…
Even a small donation could help Linda Ayres reach her fundraising and survival goals. And if you can’t make a donation, it would be great if you could share the fundraiser to help spread the word.
Thanks for taking a look!
IF YOU HAVEN’T BEEN REMOVED FROM LINKEDIN, PLEASE ALSO CONSIDER POSTING THIS, AND TELL EVERYBODY I SEND LOVE AND THAT I MISS EVERYBODY, AND WISH THEY WERE HERE! ;D https://gofund.me/6d971c43
There’s more in the Campaign…. but here’s what’s going on…. and it’s happening to others… WE DO NOT HAVE THE RIGHT TO REMAIN SILENT — WHEN LIBERTY IS IN JEOPARDY!
Got Corruption Complaints with Insurance Corruption EDD – Employment Development Department – SSA – Social Security Administration – Social Media Censorship ….. State Farm,
LinkedIn (killed my account with over 7,000 connections a few weeks ago– for posting EPA free public information about nuclear dangers across America )
State Farm and their Preferred Vendors destroyed and contaminated my house when my roof blew off 2/2/2019 — been fighting with their “Teams of Crooks” [a term used by the CALIFORNIA DEPARTMENT OF INSURANCE COMMISSIONER to describe …. teams of crooks in a tweet a while back]
SSA interrupted my benefits — last checked deposited was September 2021….and they will reportedly resume payments in March 2022. This is an unlawful act of financial terrorism, triggered by asking my Congressman for assistance with the funny money/ magic math calculations of retro pay due in 2015, when SSA disability was finally awarded for a 2012 brain injury that happened at work. First they shorted the expected retro pay of $60,000 with a $25,000 retro pay payment, made to a dead bank account that it took the Department of Treasury’s involvement to reclaim.
A few months later they said they goofed and overpaid by $27,000, and that number, over the years has ranged from $44,000 overpayment to $5,500 overpayment, to the latest, $9,000. They didn’t factor in what they overpaid the Advocator company that handled the claim, although The Advocator paid it back, upon my request. They didn’t factor in the $43,000 in medical bills I had to pay out of pocket for treatment that was denied; They didn’t factor in early-retirement, that cheats me out of thousands of dollars in the longer-run. MOST IMPORTANTLY, when the WorkComp carrier was asked (by me, per EDD) to pay back the first year $50,000 payments, somebody discounted the PayBack (of California Taxpayer dollars) to $31,500. THAT SEEMS TO BE THE AMOUNT THEY HAVE BEEN APPLYING MAGIC MATH TO — THE COVER UP ALWAYS GETS YA IN THE END WHEN THE BAD GUYS USE STATS THAT ARE FAKE, PHONY AND FALSE.
SOCIAL SECURITY – WESTERN REGION IN RICHMOND CALIFORNIA – seems to be running the scam against Boomers and Injured Workers, in collusion with EDD. There are plenty of news stories all over YouTube about fake phony and false allegations of overpayments letters they are sending to boomers– DEMANDING THOUSANDS OF DOLLARS IN EFFORTS TO IMPOVERISH HARD WORKING AMERICANS. ARE YOU BEGINNING TO SEE A PATTERN OF DESTRUCTION YET? COULD YOU BE NEXT?
State Farm spent approximately $101,000 in 2019 TO COVER UP THEIR CRIMES, WITH APPARENT INTENT TO KILL ME. They authorized build back over a toxic environment the adjusters and their dispatched team of vendors could not have possibly not know would turn my home into a microbial danger zone and toxic dump. During the lock-down, I had to live in the house- down to studs—no insulation, no walls, no flooring for the year after the second demolition. The hotel I had taken refuge in was closed down. NO PLACE TO RUN, NO PLACE TO HIDE.
Does anybody think this looks a little suspicious? Bad luck or targeted individual? DRAW YOUR OWN CONCLUSIONS.
On a brighter note…. it would be awesome if you would check out this GO FUND ME campaign, AND SHARE IT!
IT MIGHT ALSO HELP ME RECONNECT WITH MY 7,000 OR SO LOST CONNECTIONS FROM LINKEDIN. I’ll do a special blog for them, soon. It’s like #SuddenDeathSyndrome to have been so ruthlessly disconnected from so many wonderful people. LINKEDIN SEEMS TO BE BEING RUN BY REAL ENEMIES OF THE PEOPLE these days. But wait… how could that be? Um hmmm.
Odd, thought, that when main stream and other media mentions CENSORSHIP by SOCIAL MEDIA, they NEVER MENTION THE LINKEDIN ATROCITIES THAT HAVE BEEN HAPPENING SINCE 2016!! What’s up with that?
Many of us are holding high hopes for the new platform on the horizon (DoD apparently leaked, a few years ago, that FB would be shut down, Zuck ditched, and the platform dismantled and built back bigger and more powerful) — So we’ll see.
Somebody made a video about one of his articles that mentioned a few #Whistleblowers… #GoDarren! I remember when David wrote this story about all of us. I was so saddened when he lost his life days after writing that fierce article about the pharmaceutical industry and WorkComp. #JustWhistle!
Homeowners insurer scams are very similar in the PROFITS BEFORE LIVES playbooks.
State Farm and it’s Preferred Vendors destroyed my home and my health when my roof blew of February 2, 2019; now there’s a lawyer zealously attempting to intimidate and scare the fight of out me – by any means necessary – FOR FILING A LAWSUIT! !
Remember when David DePaolo wrote about WorkComp Corruption, and included me and a few others in a few articles?
Somebody made a video about one of his articles that mentioned a few #Whistleblowers… #GoDarren! I remember when David wrote this story about all of us. I was so saddened when he lost his life days after writing that fierce article about the pharmaceutical industry and WorkComp. #JustWhistle!
Homeowners insurer scams are very similar in the PROFITS BEFORE LIVES playbooks.
Remember when David and his pals attempted a full on national disparagement attack…
There should also be discussions with employees about HOW TO FIND A LEGIT #WORKCOMP LAWYER — BEFORE EVER NEEDED.
[Pick my #brain….:D I’ll tell you most all I’ve learned since 2012! I get to apply the strategies and tactics in in fights with companies like State Farm ®that have a shocking number of #RICO cases across the lands.]
“SHOULD YOU TELL YOUR EMPLOYEES ABOUT WORKERS’ COMP?” ASKS AND ANSWERS Michael Stack
There should also be discussions with employees about HOW TO FIND A LEGIT WORKCOMP LAWYER — BEFORE EVER NEEDED.
All of them are not alike, and in places like California, an #InjuredWorker often goes thru 4 or 5 ‘useless’ attorneys, then ends up fighting and settling without representation.
Let Employees know that hiring a GOOD ATTORNEY WITH INTEGRITY FIRST AND IMMEDIATELY IS CRITICAL. IT’S A RIGGED SYSTEM; GOOD LEGAL REPRESENTATION REQUIRED. Better doctors found in basic employee health insurance. Too many baddddddd doctors in WorkComp
#BrainInjury is particularly dangerous to navigate in the #WorkComp battlefield. There should also be discussions with employees about HOW TO FIND A LEGIT #WORKCOMP LAWYER — BEFORE EVER NEEDED. [Pick my #brain….:D I’ll tell you most all I’ve learned since 2012!
IF THE LAWYERS ARE IDIOTS, THE CASE WILL LOST AND DRAGGED ON FOR YEARS, AND EACH SUBSEQUENT ATTORNEY OFTEN GETS A “PIECE” OF ANY SETTLEMENT, NO MATTER HOW MUCH HARM THEY CAUSED.
STUPID LAWYERS AND STUPID LAWYER CROOKS COST EMPLOYEES, EMPLOYERS AND INSURANCE COMPANIES.
Wow, funny how that works, huh?
I still think that mandatory cap of not more than 2 years medical care would solve much of the corruption. If insufficient medical care is provided for return to work within 2 years, MANDATORY SETTLEMENT, FAVORING INJURED WORKER. That could incite some legit doctors to rejoin WorkComp too.
If Chip Merlin and Michael Stack haven’t met yet, I think an introduction could be good for the Country at Large. If I can be of any further help, y’all let me know! ;D
BTW, the HOW TO WIN IN COURT self-help legal course could help your respective clients tremendously… to understand legal-speak and legal-ease and how to handled difficult lawyers from the defense world and ill-trained lawyers from the plantiff/victim worlds… Take the Quiz…. it’s short, sweet and to the hollow point..
Ohhhhhhhhh, so too many lawyers just don’t know how to handle a bad faith litigation claim?
Ha! One attorney told me I didn’t know how to ask for help properly which is why I couldn’t find any Bad Faith legal help in California. Let me know when your Los Angeles office gets up to speed and maybe they can a look at the Complaint I’ve drafted that needs a legal touch and hands to move the Courts? They have my blog link. You, too, Chip Merlin – might still be hope for collaboration on my little State Farm ® fiasco.
I guess I’ll keep studying tinyurl.com/WinWithoutLawyers I had a BIG WIN in Small Claims Court yesterday — one of the Vendor-Perps sued me… CASE DISMISSED!
BTW—my complaints about State Farm ® & its #TeamsOfCrooks posing as #PreferredVendors are not complex at all, nor is it a matter of a disgruntled policy holder denied a roof replacement
THIS IS APPARENTLY A CRIMINAL COMPLAINT INVOLVING #RACKETEERING . The #Phoenix & #Atlanta #Claims #adjusters & #managers be mad because I interrupted their targeted #kickback scam in first 30 days & documented the #misconduct nearly daily with assigned adjuster, #generalContractor & Remediators.
They #slowwalked #roof replacement 40 days, blamed one another— all with aims to turn a $10k claim into one of tens of thousands of dollars.
When the gig was up, they faked clearance to rebuild- knowing full well the toxic dangers of unremediated water…