Yesterday was fun. In getting estimates for some build back stuff at home, the representative who came to the house said he knows me from LinkedIn (and mutual connections, previous biz associations and colleagues) Ha! Trippy to meet a VirtualFriend in Person!
I warned him that he might be shocked at how I am living without walls, insulation, flooring and furniture. He was so kind!! Even said he would pray for me.
The guys at State Farm and those they sent are relentless monsters, and the ones I found were not much better.
It’s not enough for them that they destroyed my home and health and stole my money, my time and my abilities to move forward with bringing YOU MORE AND BETTER PACKAGED INFORMATION ON THE RADIATION MATTERS ACROSS AMERICA.
One environmental hygienists said that if State Farm ever settles up to restore my home to preloss…
MyWorkCompCoach.com came about as an effort to change from a combative communcation mode in regards to what had been learned about the Workers Compensation system in the United States, Canada, Australia and the UK to a more amicable, visionary mode.
A medical professional suggested that I attempt to “Coach” other injured workers who had zero to little success in finding legal representation, securing medical care, dealing with WorkComp bureaucracies toward return to work and settlement and even fighting with Social Security administration, where costs are often shifted to by ‘the industry’ goon squads.
“Get out of work comp by any means necessary. It will kill you.”
This is what some professionals advise their friends who get hurt at work.
DePaolo even wrote an article on whether or not he should report a back injury as a workcomp claim, as he was both the owner/CEO and employee. He opined that staying outside of the system, using his regular health insurance, would most likely have faster and more positive outcome. Not long after that, he lost his life in a suspicious motorcycle accident.
David had wanted me to help the industry mouth-piece from Australia who opposes legislative change and accountability and promotes giving bags of surplus food to the poor injured workers denied benefits.
I thanked David for thinking of me, but assured him I had no interest in such a project, and that I was in favor of civil rights and human rights, not hand-outs. She was booed off the stage at a 2015 or 2016 CompLaude event; I can understand why. She attacked me, too and denies the Aussie problems, just like that nuclear mouth-piece from down under. Aussie’s share how the industry provokes ‘suicides’ of their injured workers to save money and increase profits. It happens in the US more often than any humans would like to believe, but it is one of the #Taboo topics.
That doctor who encouraged the creation of this blog suggested that very few people with serious injuries can get out of #WorkComp, and that perhaps I could share successful strategies that included a fierce social media strategy, a growing email list, and a blog and a video channel.
During that transition time from the content of ASK ABOUT WORKERS COMPENSATION GRAVY TRAINS, some industry hot shots decided to take some hard core pot shots at me, and some vile disparaging attacks – publicly – on their various blogs.
I, of course, fought back (and won! :D) but it was brutal and disheartening but good for blog views. [The doc laughed at some of the diatribes!]
Prior to that time, I had been one of the four first “Injured Workers” “honored” in the 2014 CompLaude Awards.
David DePaolo had been very kind to me during my combat time within Workers Compensation, and he was also aghast that his colleagues could not/would not help me.
First he told me nobody would help me because ‘there’s no money in it’ [uncontested brain injury – d’oh] then he told me that ‘nobody will help you because you are too angry.’
I acknowledged how awful it must be to have to recognize that one’s peers are heartless sob’s, who would rather see an Injured Worker dead than helped if there insufficient profit margin, or too much work. Here’s an excerpt from one of David’s articles.
Thoughts and impressions on workers’ compensation and life. Thursday, October 2, 2014
Work Comp and Baseball
And then of course there’s the injured worker.
More often than not, of course, the injured worker gets taken care of. Yes, there are way too many cases that are wrongfully denied, where treatment is inexcusably delayed, where benefits should be provided but aren’t – but most of the time, likely far more than 80% of the time, a claim moves relatively smoothly through the process.
There are, however, claims that are difficult from the very outset. Sometimes we hear about them but most of the time we don’t.
The ones that we do hear about get dismissed from our conscience too easily because the melodrama in their vocalization of what’s wrong gets drowned by our own jaded pessimism.
These cases, though, are real. There are real people behind these cases. People get hurt. People get toyed with. People don’t get what is needed, what is promised in the Grand Bargain, and set aside as disturbed and having unrealistic expectations.
Some contact me because of this blog, seeking answers, help and remedies.
I have met some – like Linda Ayers. I won’t get into Linda’s case here – that’s not the point.
Linda is vocal, like a few other injured workers. She has a blog, she is active in social media, she posts comments to this blog.
And she probably drives the defense crazy as she is prolifically passionate about making sure the system works for her and for other injured workers.
It’s easy to dismiss Linda’s activities as the rantings of an unstable person, but she is not an unstable person. She is a person who’s case spiraled out of control from the beginning, and we know that the early stages of a claim are the most critical.
When I told David I was going to ‘mediation’ with no lawyer, no files, no records, just an open heart and mind, he said I was crazy and could not do that. (He had also written kindly about me that I was ‘not crazy’ but ‘passionate about civil rights and rights of injured workers.)
David lost his life in a freak incident shortly after his last blog — and nobody will ever convince me it was an accident. David was not afraid to speak out about corruption. Nobody has filled his shoes, but they have destroyed his legacy.
I’ll take it again an report back once I get through the whole course. It includes an “affiliate program” and Dr. Graves suggests gifting the course to people who need it and can’t afford it, and who can’t afford a lawyer.
Check it out…. WIN WITHOUT LAWYERS — [Note, Disclaimer: If you buy it from my ‘affiliate link’ I’ll get a few bucks to pay for some one one one tutoring and other battle matters. I have not completed the course, but I’ve already learned a great deal. It’s very good!] It’s a simple course, but not easy. I truly wish I had found it decades ago. I can hardly wait to finish the first round….
Over the battlefield, there were fake injured workers, clearly Industry Trolls, who joined in the social media attacks and stalked me on social media and infiltrated my groups.
They wanted Injured Workers to stay in misery and find no way out.
They even suggested that my recommendations for MEDIATION WITH INTENTION TO SETTLE, WITH STRUCTURED SETTLEMENT & Medicare SetAside experts– across America — was a ploy to make money. Stupid idiots, allegedly in the ‘system’ more than 20 years, on the take, and on the dope. Real Opiate casualties and worse.
In my efforts to help ‘coach’ injured workers, I have tried to provide thought provoking blogs and resources. At one point, I offered to publish a book of their stories, rendered anonymous, and collected about 20 of them. Then one stupid injured worker, who allegedly ran for ‘insurance commissioner’ and her band of trolls threatened to sue me. Ha! Idiot didn’t know that it’s often more costly to publish a book than to profit by it. I offered to do it with Love and my money. After the abuse and threats, I better understood why NOBODY WANTS TO HELP INJURED WORKERS. It’s easier to dope them up and render them stupid as cash-cows.
I moved away from the efforts but still respond when Injured Workers from around the nation reach out. Most are looking for a magic wand, that does not exist.
I have accepted countless emails and lengthy phone calls, usually thanklessly and often with threats. One injured worker, after months of attempting to get her legit legal representation, was accepted by one of the few top brain injury lawyers in Los Angeles. Her kids threatened me and talked her out of using one of the best of the best lawyers California had to offer in such catastrophic cases. I don’t know that she survived; I blocked them all upon receipt of the threat.
One injured worker was compelled to attempt suicide repeatedly due, in part, to denied medical care and horrific defense attorneys (who even complained to a Judge about lil’ ol’ me) .
When I talked with the doctor who recommended I start the MY WORK COMP COACH blog, and I told him, “Damn, this is hard. I am not qualified to deal with suicidal, drugged people and even the kids called me and asked what to do since ‘Mom isn’t moving and we had to go to school.’ What can you do?”
I quietly said, “CALL THE POLICE AND TELL THEM WHAT’S GOING ON AND GIVE THEM PERMISSION TO KNOCK THE F—ING DOOR DOWN! DO IT RIGHT NOW.”
I will never forget his response. He said, “WHO DO THINK YOU ARE, SISTER TERESA!?” He muttered something I couldn’t hear about getting in a bingo group with old disabled folks. LONG TIME WORK COMP DOC…… connect those dots, huh?
The shock on my face at his abuse must have shocked him back about his DO NO HARM oath. The session was terminated and he sort of apologized. I went to my car, in tears, and called a friend and said, “MOFO! I think I was just abused by the f—-king shrink!” My friend said, “Indeed you were.”
Over the years I have encouraged Injured Workers to step outside of the hundreds of facebook little ghettos, pockets of victims of WorkComp, and I have encouraged them to create a blog and be active on social media, with an aim to GET OUT OF WORK COMP BY ANY MEANS NECESSARY.
I knew of maybe 3 blogs by Injured Workers; The WorkComp propaganda machinery has only about 25 —SO 25 GOONS KEEP THE AMERICAN PUBLIC BAMBOOZLED with PROPAGANDA ABOUT THE HORRORS — EXTERMINATION LEVEL HORRORS – of America’s Workers Comp system. HIGHLY PROFITABLE.
They party like there’s no tomorrow, and to hell with injured dying workers.
At least the Canadians organize and speak out, for what it’s worth.
This year I learned that Home Owners Insurance PLAY BOOK is quite similar to WORKERS COMPENSATION Insurance playbook.
Change ‘dirty doctors’ to ‘dirty contractors’ and you know what happens next. In my 2019 fight, a $10,000 simple roof claim has escalated to over $85,000.
I just got an estimate for $9,500 to mitigate the unmitigated water damage from February.
How’s that going to work out?
Then, in efforts to stay involved in life, on life’s terms, I decided to try another time to hire a ‘publishing consultant or coach’… and some of you on LinkedIn and Twitter already know how that’s working out….
Long story short, BE CAREFUL WHO YOU HIRE FOR CONSULTING…. I JUST LOST $397 BY AN APPARENT REAL CON ARTIST, AND BECAUSE I CHECKED THE WRONG BOX ON PAY PAL, disputing that product was not as described (I should have ticked the box, PRODUCT NOT DELIVERED) I’m having a heck of time getting a refund – I paid for 2 separate ‘coaching’ calls, 3 download pdf’s, and a 10-hour package of 1/2 hour consulting calls.
She reminded me of why they are called “con artists”… Anyway, pay pal won’t give me back the money, nor will the vendor, nor will she deliver the 10 hours package, and she and her assistant smugly think they got away with it. *
If I didn’t know better, I would suspect she’s just a #ProNuker troll, #JustFollowing orders. She’s probably just a common con. She seemed so nice and knowledgeable. #Next!
Awwwww, folks should always do their homework if they’re going to screw someone out of money. The internet truly levels the battlefield, doesn’t it? My money is gone, she even falsely tried to convince LinkedIn connections that I endorsed her product — AND I WOULD NEVER KNOWINGLY ENDORSE A CROOK OR ANYBODY SUSPECTED OF BEING A CROOK. So, we’ll see how that plays out.
As Einstein or some smart guy once said, ‘Those who have the privilege to know have the DUTY TO ACT.”
Let it be known that I have never, will never, and DO NOT ENDORSE Deborah S. Nelson, or any of her various entities regarding #bookcoaching, nor do I believe a word of her ‘HELP ME, I’M DYING’ April 2019 GO FUND ME CAMPAIGN.
#BadJoke Be careful of #online scammers and other unscrupulous characters. She also apparently has the #MeToo complex…. I told her I got a brain injury at work long ago, and she said, “I got one too” — She’s an expat who apparently preys on people who want to publish books, and her tech know how is also super yesterday.
She caused a delay in time, focus and money that keeps you from reading two excellent pieces on Fukushima and GI Brains. Karma will tend to her. I’ll do what I can to get a landing page out there so you can sign up for early notice of when the books are done.
(If you saw what she did with a perfectly fine ebook cover, you would spit, too. The ‘replacement’ draft recommended mis-spelled INTERVIEW and FUKUSHIMA….. and looked like a child did the graphics, and left out 1/2 of the bio images, and had odd line breaks of an incomplete bio. )
DO NOT WASTE YOUR MONEY AND PLEASE, DO NOT BELIEVE FOR A MOMENT THAT I EVER ENDORSED DREAM TO PUBLISH PRODUCTS OR COACHING by Deborah S. Nelson. IN HER DREAMS WOULD I ENDORSE SUCH GARBAGE. She said she prefers ‘raving fans’ but today, she and her side-kick unleashed a RAVING CRITIC.
There are some GREAT CONSULTANTS AND ‘coaches’ out there… be discerning when find them, and expose to expunge when you find the fakers — just share your experience…. and that should suffice. We’ll make and share a list of some legit coaches and programs to check out. It’s not rocket science; it’s just particularly challenging for a concussion-ist, as it deals with timing, sequence, and structures.
Anyhow, I’ve recently taken an online challenge 10-Day YouTube Makeover Challenge and I will see what I can do about applying some of those strategies and principles here in the new year.
The next VIDEO CHALLENGE with Lou Bortone starts on January 7, 2019….. about how to produce great video content easily and quickly….. you might check it out, too.
[If you are on a ‘WorkComp Rest and Wait and Wait while they hope you die.’ program …this could be THE SKILL OF THE YEAR to master, right next to other Virtual Combat Skills and the imperative skill to #DodgeTheRads and imho! See also Udemy.com for other skill mastery. LEARNED HELPLESSNESS IS NOT HELPFUL. LEARN NEW SKILLS – VIRTUAL COMBAT SKILLS. BE YOUR OWN HERO]
There are 3 videos up now…. with a reference also to the NAIDW – National Association of Injured & Disabled Workers channel….
TRANSCEND CENSORSHIP – SUBSCRIBE AND SHARE.
See you over on LinkedIn, too… there are some wild discussions that happen there….
Happy New Year! Continue to #DodgeTheRads, because #WeAreTheMediaNow …
If you’re housebound due to your injuries and the system, count your blessings…. makes dodging the rads a little easier…. Subscribe also to MyWorkCompCoach.com — it will get a least a blog a month starting in the new year. Lots of drafts already in the works.
SOMETHING IS TERRIBLY WRONG WITH WORKERS COMP AND SOCIAL SECURITY, ISN’T IT?
After you read the poems, view the interview with the “Bookkeeper of Auschwitz” — taken into custody and tried in his 90’s. Ponder on the similarities between his actions and those of the 21st Century Sonderkommando operation, similar atrocities, politely called “Workers Compensation” or a derivative of such corporate and political nonsense.
Injured Workers around the world could address the “stakeholders” in their cases simply as “OSKAR” — Read on.
Many Americans work 30, 40, 50 years before becoming victims of the system, which is a death sentence, and barely escapable Death Kamps. Obviously, the same is so in Canada.
NATIONAL SHAMES. HUMAN RIGHT VIOLATIONS. PROFITS BEFORE LIVES. DON’T LOOK AWAY. IT COULD HAPPEN TO YOU.
“Oskar Groening was known as the “bookkeeper of Auschwitz” for his job counting cash taken from the camp’s victims. … He came to attention in 2005 after giving interviews about his work in the camp in an attempt to persuade Holocaust deniers that the genocide had taken place.”
Then there is the matter in the USA of the Social Security Administration paying Nazi War Criminals SSA funds, while denying Injured American Workers benefits for years and years, and for further matters of incompetence and apparent malfeasance in the handling of SSA disability awards, in collusion with goodness knows how many unclean hands — that may be arrested in their 90’s, should they live so long.
The image below is just example of the #MagicMath and Financial Terrorism an Injured Worker in the USA can experience — combined misconduct in the State Disability, Social Security Disability, Workers Compensation Insurance and Long Term Disability Insurance, and neo-fascist type doctors and lawyers, most all of whom put PROFITS BEFORE LIVES… makes it truly a WAR ON WORKERS.
NAIDW.org – National Association of Injured & Disabled Workers – has some of the best virtual support groups in the land. Facebook has a bunch of groups with thousands of Injured Workers supporting one another, telling the truth, strategizing for survival. Many would like to see criminal prosecutions; others just want medical care and benefits and freedom from WorkComp atrocities.
[MEDIATION – neutral 3rd party mediation with all stakeholders, with intention to settle, is one way out. It isn’t easy, and requires a fierce social media strategy and some outside help from people of goodwill.]
There are American non-profit organizations with powerful Boards of Directors. They educate and indoctrinate college age children of catastrophically injured workers… and even offer them jobs and travel and more.
WHAT IF SUCH AN ORGANIZATION DID SOMETHING TO LEND A HAND TO THE CATASTROPHICALLY INJURED WORKERS instead of causing children to witness the helplessness, torture and abuse of an injured parent and learn quickly to remain silent in order to get a “college degree” ….. Guilt that no child should have to live with, or choices that no child should have to make. The Profits Before Lives playbooks are not unlike those of a similar killing industry – Nuclear.
If you are a worker, and get hurt at work…. by James Mansell, Canada
If you are a worker, and get hurt at work,
Better hope that it’s minor, before the caseworkers smirk,They don’t listen to your doctor, or any specialists,
Their doctors know more, that they insist,They refuse you the care, and time needed to heal,
And think that your injury, is not a big deal,A short time will pass, then the caseworker jerk,
Gives you a call, wearing the WCB smirk,They dreamed all night long, about calling you in,
So they can just give you, that shit eating grin,They tell you your fine, and get back to work,
Those smug faced caseworkers, cause even worse hurt,Then you go so long, so many years,
Without any pay, you lay there in tears,The depression is real, and that you can’t hide,
That last little push, can cause suicide,But that doesn’t matter, to the compensation board,
It’s only the money, that they plan to hoard,They fight and they fuss, and they tell you a lie,
All in their game, so they can deny,The smug face caseworker, ruins your life,
Hoping your nightmare, even hurts your wife,It’s time that this changed, that I can say,
Let us injured workers, deny them their pay!!By James Mansell.
New Years 2018
Another year past, and slow it went by,
Hundreds of hurt workers, and their families cry,
Somehow made it through, the compensation abuse,
Without proper help, compo says there’s no use,
Disabled workers, only cost them their cash,
Which they only plan, to keep in their stash,
Big buisness pays dues, to cover their ass,
But workers compensation, has absolutely no class,
When disabled workers, pleads them for help,
Workers compensation tells them, they’ll pass,
Our governments ignore, this horrific abuse,
You beg and you plead, but there’s absolutely no use,
To live without pride, or food just to eat,
Some even end up, living in the street,
With no way to pay, their rent or their bills,
They sell what they owned, it gives them the chills,
Building our country, workerd hard all their life,
Without any thanks, it causes harsh strife,
If you get hurt, while doing your job,
Worker’s compensation, your money they hog,
They wont help you heal, and thats a done deal,
Its disabled workers, who’s money they steal,
Your way better off, running to hide,
Before workers compensation, cause your suicide,
By James Mansell.
From British Columbia , To Alberta , and Manitoba too,
Ontario , Saskatchewan , And Nova Scotia too ,
To Newfoundland , New Brunswick , And even PEI ,
These are the places , Where Workers Compensation Boards Deny ,
They deny our injured workers , medical help they need ,
They take their only money, their kids they can not feed ,
The governments don’t help , for reasons I do not know ,
Has to be the money , they only like the flow ,
They dont care about our workers , I feel that is a shame ,
They treat our injured workers , only inhumane ,
They rob our injured workers , of the money set aside ,
Forcing many injured workers, to commit suicideBy James Mansell
Some in this world, care for fellow man,
Some in this world, care and take a stand,
Some in this world, collect and they hoard,
Those ones are known, as the workers compensation board…. .
Some in this world, get injured at work,
Some in this world, end up dealing with a jerk,
Some in this world, hope to someday get well,
But end up going, through WCB hell,Some in this world, the laws they abide,
They beg and they plead, WCB throws them aside,
When the government ignores, and says they won’t help,
The poor injured worker, let’s out a yelp,
As they lay there wondering, how to live without pride,
The poor disabled worker, commits suicide…………..
By James Mansell.
Is the 14th Amendment being violated routinely, for the profits of the few?
Have you done any research on Government Misconduct and Corruption as it relates to the Injured and Disabled Communities?
Do you have any citable research? Injured Workers often complain about the #MagicMath of Social Security and Long Term Disability carriers that leaves them impoverished and unable to return to work and constant continued battles with SSA and LTD? How can that be RIGHT?
A similar post was shared in the WorkCompCentral LinkedIn group. David DePaolo would care. We’ll see if anybody else will.
#POTUS was also mentioned in the first post and tweet, as it seems to be one of the #SWAMPY issues that needs executive intervention.
On Labor and Health… Why does it take #SSA years and years to calculate basic retro pay with numerous miscalculations after multiple fraudulent denials of claims with mean remarks like, ‘yeah, we know you have a brain injury but it’s not bad enough to keep you from being a salesperson’?
They still can’t get the numbers right and want to omit records for the Judge to make decisions based on incomplete evidence, and evidence omitted with apparent intend to trick the judge into making a poor decision?
Yikes. False Evidence Appearing Real. UnUsual in a Workplace injury, huh?
I can’t imagine a Judge appreciating being fooled like that, can you? I get to be the bearer of the bad news. We tried to play nice. Oh well.
We’ll have to keep an eye on Amazon’s listings for GOVERNMENT MISCONDUCT AND CORRUPTION FOR THIS ONE, HUH?
No state shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any state deprive any person of life, liberty, or property, without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws.
Here is a communication shared with a few injured workers and medical care providers who have been battling the system for years. It was written so that it could just be given to the attorney, if warranted. Maybe it will help you also?
Please let me know if it brings other questions to your mind, and we’ll see about answering them in another blog, in a general way, so others may also be helped. Or, we can find some experts to address the issues in greater detail.
These are some rough thoughts on how mediation with a structured settlement team and Medicare Set Aside Expert can help move a WorkComp case to Settlement, freeing up an Injured Worker to get medical care. It is really quite simple and effective.
The drawing attached is a “mind-map” created as a draft and talking points for the blog.
DISCLAIMER: This is not legal, accounting or tax advice and you are encouraged to seek professional advice from same before entering into any agreements with anybody.
Insurance carriers are often inclined to AGREE TO MEDIATE when “RESERVES” are known to be high. Via a structured settlement situation, they somehow save money with spending future dollars and not all in one chunk.
A good Structured Settlement negotiator is key, and a good, EXPERIENCED WorkComp MEDIATOR. There seems to be a whole new venue of “Medicare Set Aside” experts, which the Mediation/Settlement team can probably recommend. Social Security is a mine-field, so stay alert and be prepared for anything.
Mediation seems to work for unrepresented injured workers, but it’s more work for all parties, and some people won’t do it.
If you have legal representation willing to step aside and let settlement negotiations take place, it can be win/win/win for all parties, and more importantly, can mean freedom and restoration of civil rights for the injured workers.
Some attorneys representing Injured Workers are even known to accept their portion of settlement on a structured basis, as it also has some tax benefits, if I understand it correctly.
Often, the “parties reach agreement, subject to a confidentiality agreement” and the injured worker is spared years of delays, denied medical care and legal anguish. The carriers often save money, and close the books. Attorneys get paid, even when they have done little to facilitate resolution and settlement.
So, remembers, it is NOT ARBITRATION. Mediation takes place outside of WorkComp arena and is approved by a WorkComp Judge upon completion.
Mediate.com is a resource that shows how few professionals are involved in WorkComp SOLUTIONS in California. There are several structured settlement companies that also specialize in WorkComp structured settlements.
If you or your attorney would like the contact information for a couple of professionals, please feel free to let me know. Using my name may or may not be beneficial. One California Brain Injury Super Lawyer allegedly told one TBI Survivor “you are very lucky to have Linda as an advocate on your behalf.” Others have said that I “scare industry people”….
If your attorney says the carrier and defense will not settle, he/she may not have all the information and tools to make that happen. It can start with a simple call to the defense with a question, “What will it take to settle this case now?”
If your attorney wants some encouragement to explore settlement possibilities, feel free to have him/her contact me.
“Anytime, anywhere any Injured Worker reaches out for help, I want helping hands to be there, and for that, I am responsible.”
‘WorkComp is code name for the 21st Century “Nouveau Holocaust Centers” ?!?’
“…Dr. Richard Dumais, head of the Dr.-Georges-L-Dumont University Hospital’s pain clinic, says the chronic denial of medical services has become a human rights issue and he’s calling for political action….”
WE, The People know this!
When will American doctors speak up and speak out? 🇺🇸
Too many American doctors just shrug and quietly walk away—-leaving primarily “monsters” to evaluate with intent to deny medical care.😳
As one US doctor once said:
‘If they have human rights complaints, tell them to TAKE IT TO THE HAGUE’
Something is terribly wrong with Workers Compensation, isn’t it?